{"product_id":"premium-dynamic-mortgage-system-usa-5-events","title":"Premium Dynamic Mortgage System (USA) 5 events","description":"\u003cp\u003e💎 From Clarity to Abundance\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eCompatible with Excel 2024 and Microsoft 365 • Not compatible with Excel 2021 or earlier versions • Not compatible with Google Sheets\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eManage your full mortgage history in one powerful, structured Excel workbook. Designed for fixed‑rate mortgages, this system lets you track your mortgage evolution — from your first payment to future changes — with a clear dashboard showing where every penny goes.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e✨ \u003cstrong\u003eFeatures include\u003c\/strong\u003e • Up to 5 mortgage events • Calendar extends to 2086 • Visual mortgage dashboard • Detailed amortization schedule • Principal, interest, and total payment tracking • Prepayment calculator • Interest‑savings estimates • Refinance options • Recast option after prepayment • Extra payment tracking • Lender‑method calculation options • Statement balance reconciliation • English mortgage terminology glossary\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eImportant note\u003c\/strong\u003e This workbook provides a close estimate. Mortgage lenders may calculate interest slightly differently due to rounding, payment timing, daily interest accrual, statement dates, and internal lender methods. The Statement Match feature allows users to enter their actual statement date and balance to help align the workbook with their real mortgage statement.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eNo formulas to learn. No manual updates. \u003cstrong\u003eJust results.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"ClearFlow•Budget","offers":[{"title":"Default Title","offer_id":67822776516835,"sku":"US-MTG-5T26","price":29.5,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0820\/5064\/6243\/files\/1-5E-MORTGAGEUSA.png?v=1793109820","url":"https:\/\/clearflowbudget.com\/products\/premium-dynamic-mortgage-system-usa-5-events","provider":"ClearFlow•Budget","version":"1.0","type":"link"}