{"product_id":"systeme-dynamique-premium-hypotheque-canada-premium-dynamic-mortgage-system-canada-copy","title":"Premium Dynamic Mortgage System (USA)","description":"\u003cp\u003e💎 From Clarity to Abundance\u003c\/p\u003e\n\u003cp\u003eCanadian Mortgage Calculator — Fixed, Open, or Closed Mortgages.\u003c\/p\u003e\n\u003cp\u003eCompatible with Excel 2024 and Microsoft 365  \u003cbr\u003e• Not compatible with Excel 2021 or earlier versions\u003cbr\u003e• Not compatible with Google Sheets\u003c\/p\u003e\n\u003cp\u003eManage your full Canadian mortgage history in one powerful, structured Excel workbook.\u003cbr\u003eDesigned for fixed, open, or closed mortgages, this system lets you track your mortgage evolution — from your first payment to future renewals — with a clear dashboard showing where every penny goes.\u003c\/p\u003e\n\u003cp\u003e✨ Features include\u003cbr\u003e• Up to 10 mortgage terms  \u003cbr\u003e• Calendar extends to 2086  \u003cbr\u003e• Visual mortgage dashboard\u003cbr\u003e• Detailed amortization schedule\u003cbr\u003e• Principal, interest, and total payment tracking\u003cbr\u003e• Prepayment calculator\u003cbr\u003e• Interest‑savings estimates\u003cbr\u003e• Early renewal or refinance options\u003cbr\u003e• Recast option after prepayment\u003cbr\u003e• Extra payment tracking\u003cbr\u003e• Lender‑method calculation options\u003cbr\u003e• Statement balance reconciliation  \u003cbr\u003e• French–English mortgage terminology glossary\u003c\/p\u003e\n\u003cp\u003eImportant note\u003cbr\u003eThis workbook provides a close estimate. Mortgage lenders may calculate interest slightly differently due to rounding, payment timing, daily interest accrual, statement dates, and internal lender methods.\u003cbr\u003eThe Statement Match feature allows users to enter their actual statement date and balance to help align the workbook with their real mortgage statement.\u003c\/p\u003e\n\u003cp\u003eNo formulas to learn. No manual updates. Just results.\u003c\/p\u003e","brand":"ClearFlow•Budget","offers":[{"title":"Default Title","offer_id":49774150385891,"sku":"US-MTG-10T26","price":49.5,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0820\/5064\/6243\/files\/1-MORTGAGEUSA_37af9415-2755-4791-ac94-c41ce16ca8f1.png?v=1789822620","url":"https:\/\/clearflowbudget.com\/products\/systeme-dynamique-premium-hypotheque-canada-premium-dynamic-mortgage-system-canada-copy","provider":"My Store","version":"1.0","type":"link"}